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Mr Manish Jaiswal, Managing Director and Chief Executive Officer at Grihum Housing Finance Limited.

“The rural-urbanization trend, driven by last-mile connectivity and changing family dynamics, will propel mortgage demand, especially in semi-urban and peri-urban areas. The Indian mortgage sector, currently at 10.6% of GDP, is poised for substantial growth, aiming for 15% and a $1 trillion market by the end of the decade. Extending the PMAY CLSS Housing for All-2022 by a decade can trigger over a crore low-income housing constructions, supported by cost-effective borrowing and tax benefits. Green housing with rooftop solar adoption can further revolutionize the sector, contributing to India’s clean GDP growth”.

– By Mr Manish Jaiswal, Managing Director and Chief Executive Officer at Grihum Housing Finance Limited.

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