Contactless payments have the potential to transform the way India pays, from local kirana stores to quick metro rides, it is fast, easy, and secure. To help you tap with confidence, Visa shares practical tips enabling you to use contactless payments safely and efficiently.
1. Switch on and pay smart: Log into your mobile banking app and switch on contactless transactions. You can also set limits on what limit you want to tap and pay.
2. Double-check before you tap: Verify the amount on the POS terminal before tapping your card, so you don’t pay the wrong amount in haste at busy, crowded stores.
3. Keep your PIN ready to pay over ₹5,000: Per RBI guidelines, contactless payments up to ₹5,000 do not need a PIN. But for amounts above this limit, you can still tap and pay by entering your PIN for hassle-free and quick checkouts.’
4. Enable tap to pay on your smartphone: Add your Visa contactless card details on popular, trusted digital payment apps and use your NFC enabled phone to tap and pay with confidence.
5. Enable transaction alerts: Turn on SMS and app notifications so you get instant alerts for every transaction, no matter how small. This helps you spot suspicious charges immediately and alert your bank to stop them.
With Visa’s smart tips, enjoy the speed, convenience and top-class safety of contactless payments.