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Upasna Bhardwaj, Chief Economist, Kotak Mahindra Bank Ltd.

Upasna is a seasoned professional with over 15 years of extensive experience in the banking and financial
sector to her role as Chief Economist at Kotak Mahindra Bank. She joined Kotak Mahindra Bank over 8 years
ago, initially serving as Senior Economist before assuming her current position.
Throughout her tenure, Upasna has played a pivotal role in shaping the bank’s economic research and
strategic direction. She analyses domestic and global macroeconomic themes and their implications on the
financial markets.
Prior to joining Kotak Mahindra Bank, Upasna held significant roles at ING Vysya Bank and ICICI Bank.
She has been rated the best rupee forecaster in FY2011 and FY2015 by Bloomberg.
With over a decade and a half of experience in the industry, Upasna Bhardwaj stands as a seasoned
professional whose insights and contributions continue to drive Kotak Mahindra Bank’s success.

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