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ICICI Home Finance Unveils Instant Gold Loans

Fund transfer via NEFT/RTGS will aid quick disbursement

Mumbai, June 11th, 2020: ICICI Home Finance has unveiled its Gold Loan scheme, packed with unique benefits such as instant disbursement via NEFT and RTGS making transaction safe and secure. Additional features of the ICICI Home Finance Gold Loan include bullet repayments that will help cut down the burden of an EMI, as well as a fixed interest rate throughout the loan tenure, and a foreclosure payment option, for those fraught with economic hardships during this Covid-19 pandemic. The ICICI Home Finance Gold Loan scheme interest rate ranges from 12% to 21% per annum, and the loan amount starts from Rs. 10,000 upto Rs.10 lakhs.

ICICI Home Finance’s Gold Loan can be availed in Mumbai, Maharashtra at their Borivali Branch located on 1st floor, Office No. 102, 765 Flyedge, Near Datta Pada Brigde, SV Road, Borivali – 400092 and in Bhandup Branch, Unit No F-109, 1st floor, Eastern Business District, Near Petrol Pump, L.B.S Marg, Bhandup West, Mumbai – 400078. Interested customers can visit their Mira Road branch on 1st Floor, Shop No.129, 130, 131, 132, Poonam Shrushti, C, D, E, F Cooperative Housing Society, Latif Park, Opp. S.K Store, Mira Bhayandar Road, Mira Road (East), Thane- 401107. Also their Dombivali branch Office no. 105 to 107, 1st floor, Plot no. 29, Ayre, AAI CHS Ltd., Kelkar Road , Ramnagar , Dombivali (E) – 421201. Customers can visit their Thane branch Premises No. 201, 2nd floor, West View, Opp. ICICI Bank, Veer Savarkar Road, Thane-400602 and their Badlapur branch Vikash Galaxy, 1st floor, Shop No. 103 & 104, Sanewadi, Railway Station Road, Badlapur(W), Maharashtra 421503.

Each ICICI Home Finance branch has its own gold valuer, who can evaluate the value of gold in the customer’s presence. The application process requires the submission of KYC documents such as Proof of Identity and Proof of Address, PAN/Form 60, customer’s photograph and a blank cancelled cheque. Each branch’s sales team can review the application and disburse the loan on the spot.

Speaking about the Gold Loan scheme, Mr. Anirudh Kamani, CEO, ICICI Home Finance, said, “Our Gold Loan scheme has been developed to offer quick monetary assistance to those salaried and self-employed individuals running their businesses and families. Our Gold loans scheme ensures direct cash transfer in a secure way which can be used for payments related to Covid-19 medical care, school fees. It can be used as working capital for businesses and for any timely payments which are causing roadblocks during this period.”

ICICI Home Finance has been taking proactive measures at 135 branches that have opened up across orange and green zones, including temperature screening of all visitors and employees before entering the branch, cleaning of common office spaces regularly, and placing of hand sanitisers at various locations, and having employees use masks at all times.

*Terms and conditions applied.

About ICICI Home Finance Company Limited

ICICI Home Finance Company Limited (ICICI HFC) is a Housing Finance Company registered with National Housing Bank (NHB) and is a wholly-owned subsidiary of ICICI Bank Ltd.

A part of the 65 year old ICICI Group, the vision of ICICI Home Finance is to make the dream of owning a new home come true, for millions of Indians. The primary business of the Company is to provide a range of home loans and home improvement loans, office premises loans, home equity loans to customers and construction finance to developers. It also offers services related to these loans like home and commercial property search service.

Today, the Company has over 1,800 plus employees and 140 standalone branches, including 15 zonal offices in the country.

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